Question 1

What is Quidwise CFO?

Accepted Answer

An AI CFO for UK businesses. Ada, the CFO inside Quidwise, reads the business's bank, accounting system and finance email; code computes every figure and Ada explains it, chases late payers under rules the owner signs, gets the week's bills ready and prepares the VAT return.

Question 2

Who is it for?

Accepted Answer

Any UK business, in any sector: limited companies, sole traders and partnerships. It is built for UK banks, HMRC and Companies House, so it is for businesses in the UK. Ada works out how the business is paid and who its customers are from its own books, and the owner's accountant can join free.

Question 3

How much does it cost?

Accepted Answer

There are three plans, each with a 7-day free trial and no card needed. Quidwise Sole Trader and Self-employed is £20 a month. Quidwise is £79 a month: everything Ada does, for one business. Quidwise Group is £249 a month: everything in Quidwise for up to 3 companies on one bill, with £59 for each extra company. CIJ Labs is not VAT-registered, so no VAT is added.

Question 4

Does Ada move money?

Accepted Answer

No. The bank connection can only read. Ada prepares the week's payments as one batch that the owner approves in their own bank, which asks them for every payment.

Question 5

What does it connect to?

Accepted Answer

Xero, QuickBooks Online or Sage Business Cloud Accounting (with the bank lines in them), a spreadsheet or CSV upload, and finance email in Gmail, Microsoft 365 or Outlook.com, or any IMAP mailbox. A direct link to the business's bank, through a regulated Open Banking provider, is on its way.

Question 6

Is it regulated financial advice?

Accepted Answer

No. Ada provides financial intelligence and analysis, not regulated financial, tax or legal advice. Forecasts are 'if nothing changes' projections, and every figure in her words is checked against the engine's own numbers.

Question 7

Is my data used to train AI models?

Accepted Answer

No. There is no training step in the product. Ada's words are written by Claude through Anthropic's commercial API, whose terms do not allow requests to be used for training.

Question 8

Can an AI agent use Quidwise?

Accepted Answer

Yes, with the business's own API key, which the owner creates in Settings under API access. Agents get a REST API described in OpenAPI and an MCP server with ask_ada and Ada's read-only tools; nothing called through the MCP server can send, pay, chase or change anything.

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